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Overview of General Financial Assistance (Government Schemes)

Posted on April 11, 2019 by Ann

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There are general financial assistance schemes and subsidies that are not specifically developed for children with special needs. Nonetheless, depending on your circumstances, your family may be eligible for them.

 

Child Care / Infant Care / Student Care

 

Financial Assistance Schemes and SubsidiesDescriptionCriteria
Child Care / Infant Care Subsidy

Suitable for all: Basic Subsidy
Suitable for low and middle income families: Additional Subsidy
- Basic Subsidy: Up to $600 for infant care and up to $300 for child care (depending on applicant’s working status)

- Additional Subsidy: Between $100 and $440 for child care and $200 - $540 for infant care depending on household income
- Basic Subsidy: All parents with children enrolled in child care centres licensed by ECDA

- Additional Subsidy: Families with monthly household incomes of $7,500 and below/Larger families with many dependents
ComCare Child Care Subsidies

Suitable for low income families
Further child care financial assistance for families unable to afford childcare fees even after Basic and Additional Subsidies- Child is a Singapore Citizen placed in affordable child care centres.

- Both parents work at least 56 hours per month, or produce valid reasons for not working.

 

Education

 

Financial Assistance Schemes and SubsidiesDescriptionCriteria
Start Up Grant (SUG) (Kindergarten)

Suitable for low income families
Up to $240 for items such as kindergarten registration fee, insurance, deposit, uniforms, material fees, supplementary fees, etc.• Gross monthly household income is up to $1,900 (or per capita income per family member is not more than $650).
• Singapore Citizen child enrolled in an AOP or MOE kindergarten.
Kindergarten Fee Assistance Scheme (KiFAS)

Suitable for low and middle income families
Up to 99% of the monthly kindergarten fees or up to $170 (inclusive of GST).• Gross monthly household income of $6,000 and below
• Singapore Citizen child enrolled in kindergarten, nursery or pre-nursery (K2, K1, N or pre-N) programme in kindergartens operated by:
>> Anchor Operators (e.g. PCF kindergartens) or
>> the Ministry of Education (MOE kindergartens)

 

Medical

 

Financial Assistance Schemes and SubsidiesDescriptionCriteria
Community Health Assist Scheme (CHAS)

Suitable for low income families
• Medical subsidies
• Dental subsidies
• Singapore Citizen
• Household monthly income per person is $1,800 or below; or no household income and the Annual Value (AV) of your place of residence is $21,000 and below.
Medication Assistance Fund (MAF) and Standard Drug List (SDL)

Suitable for low income families
• Subsidies for drugs• To check with a medical social worker

 

General Assistance

 

Financial Assistance Schemes and SubsidiesDescriptionCriteria
Urgent Financial Assistance

Suitable for low income families who need urgent and immediate help for less than 3 months
• Cash
• Vouchers
• Food rations
• Monthly household income of $1,900 and below, or a per capita household income of $650 and below
• Singapore Citizen or Permanent Resident
• At least one immediate family member in the same household must be a Singapore Citizen
ComCare Short-to-Medium Term Assistance

Suitable for parents who are looking for work or temporarily unable to work
• Rental, utilities, and/or service and conservancy charges assistance
• Monthly cash grant
• Medical assistance
• Employment assistance such as job search and/or training
• Looking for work or temporarily unable to work due to illness or have to care for children, elderly or other dependents
• A monthly household income of $1,900 and below or a per capita income of $650.
• Little or no family support, savings or assets to rely on for your daily needs
• Singapore Citizen or Permanent Resident
• At least one immediate family member in the same household must be a Singapore Citizen
Comcare Long-Term Assistance (also known as Public Assistance)

Suitable for parents who are permanently unable to work
• Cash assistance to support daily living expenses
• Up to $150 per child per month
• Monthly secondary assistance for recurring essentials
• Discretionary once-off assistance for medical equipment or once-off household appliances
• Medical assistance
• Education assistance (for school and miscellaneous fees, and school books)
• Free or highly subsidised access to a range of social support services
• Unable to work due to old age, illness or unfavourable family circumstances
• No means of stable income
• A Singapore Citizen or Permanent Resident
Home Ownership Plus Education (Hope) Scheme

Suitable for young, low-income parent(s) who choose to keep their family small
• Training Incentives: $2,000 every 2 years (up to 3 tranches and up to $6,000 in total)
• Employment Incentives: Up to $10,000 incentives for full-time working mothers disbursed in annual amount of $1,000 up to 10 years.
• Conditional Housing Grant: $60,000 disbursed in annual installments of $3,000 into the mother’s CPF account
• Utilities Grant” $1,000 to help the family offset once-off grant to offset utilities bills (one-off)
• Education Bursaries: Annual bursaries of up to $3,000 for each child attending pre-school to university to help pay for their educational expenses. This includes the savings to be provided into the child’s Child Development Account (CDA) and Post-Secondary Education Account (PSEA) for their future educational needs.
• Monthly gross household income: Up to $1,700
• Mother’s age: 18 to 35 years
• Not more than 2 children who are Singapore Citizens
• For married couples:
> At least one spouse must be a Singapore citizen and the other a Singapore citizen or Permanent Resident
> Husband must be employed
• Widowed/divorced mothers must be:
> Singapore citizen
> Employed
• Parents must be educated up to secondary level

If any party has post-Secondary education:
• Individual income must not exceed $1,200; and
• Mothers must be aged 30-35 years old
Child Development Account• Depending on your child’s date of birth, gift cash and possibly dollar-for-dollar government matching contribution
• The savings in CDA can be used to pay for the following:
> Child Care Centres
> Kindergartens
> Special education schools
> Providers of early intervention programmes
> Providers of assistive technology devices
> Hospitals and clinics
> Pharmacies
> Optical shops
Eligibility Check

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